Effortless finance
for a smarter future.
Mr. Fino reads your money like a CFO would — income, savings, debt, insurance and habits — and hands you a clear score with what to do next. On the web, and in an app that makes fixing it feel like a game.
Smarter finance.
Better decisions.
- See your financial health as a single, honest number.
- Spot under-insurance and debt traps before they bite.
- Get action items matched to your age, goals and cash flow.
- Build habits that compound — with games, nudges and alerts.
Simple. Fast.
Hassle-free.
Answer five minutes of honest questions, get your score, and follow a plan that actually fits your life — on the web or in the app.
One honest score, four pillars
A 0–100 number built from your savings rate, debt load, emergency cushion and insurance cover — with income and habits tracked as gauges.
A plan you can act on
Priority-ranked action items, ideal-vs-actual money flow, saved report snapshots and progress you can compare over time.
Take it everywhere
The Mr. Fino app adds money games with 400+ levels, live chat with our team, and smart alerts when your score moves.
From chaos to clarity
in three steps.
No paperwork. No bank logins. Just five honest minutes with your money.
- 01Tell us about your money
Income, expenses, debt, savings, insurance and habits — guided, no jargon.
- 02Get your Mr. Fino score
We calculate a 0–100 score across four pillars and break down each one.
- 03Act on a clear plan
Personalised investment, risk and habit moves, prioritised for impact.
How the 100 points break down
Mr. Fino methodology · 4 pillars + 2 gaugesYour savings rate — how much of your income you keep each month.
EMIs against income — how heavily loans sit on your cash flow.
Your emergency cushion — months of expenses you could survive.
Term and health cover measured against what your family needs.
Stability and strength of what you earn — tracked as a 0–100 gauge.
The repeatable money behaviours that compound — a 0–100 gauge.
Honest money,
for honest households.
Built on the Mr. Fino methodology“Mr. Fino made me realize my SIPs were way under what they should be. Bumped them up — and watched my score climb steadily over the next few months.”
Money games, live chat & alerts — in your pocket
- 400+ game levels that build real money habits
- Live chat with the Mr. Fino team
- Smart alerts the moment your score moves
Same account as the web — learn more about the app.
Questions, answered.
What is a Financial Health Score?+
It's a 0–100 number that summarises how strong your finances are. Four scored pillars make up the 100 points — savings (25), debt (20), investment cushion (30) and insurance (25) — with income stability and money habits tracked as separate gauges. It's the Mr. Fino methodology, built for Indian households.
How long does the assessment take?+
About 5 minutes. You answer simple questions about your income, savings, EMIs, investments and insurance — Mr. Fino does the maths. No bank login, no paperwork.
Is Mr. Fino free?+
Your score and first report are free — no card required. Paid plans unlock the full experience: the complete pillar breakdown, a personalised action plan with guides, report history and snapshots, money-flow comparison, and live chat with our team.
Is my data safe?+
Yes. Your data is encrypted in transit and at rest, never sold, and visible only to you. You can delete any saved report at any time, and request account deletion from settings.
Do I get personalised advice?+
Each report includes plain-English explanations, priority-ranked action items and ideal-vs-actual money flow tailored to your situation. It's educational guidance — clear enough to act on, honest about what it is.
Is there a mobile app?+
Yes — the Mr. Fino app is live on Android (iOS coming soon) with everything from the web, plus app-exclusive money games (400+ levels), live chat with our team, and smart alerts when your score moves.
What are the money games?+
Short scenario-based challenges in the app — budgeting, saving, borrowing and insurance decisions with real rupee impact. Clear levels, earn scores, and climb a leaderboard while building habits that stick.
Meet your financial coach.
In five minutes.
Your score is free. No card required. Your data stays yours.
Get my Mr. Fino score